Help (FAQs)

In the event that you forget your Comerica Web Banking Password, you can regain access to the service by utilizing the Forgot Your Password Link, located on the Web Banking login page. If you prefer, you can also contact Customer Service at 888-444-9876 to have your Password reset.

What is Automatic Overdraft Protection?

Overdraft protection is a service whereby transactions. including checks, debit card purchases, online bill payments, and ACH transfers are paid when adequate funds are not available in your checking account. The service automatically transfers available funds to your overdrawn account to cover the negative balance. The funds are transferred from a line of credit that you establish, or another account you designate.

For additional terms and applicable restrictions, please see the terms contained in the Overdraft Section of the Comerica Bank Business and Personal Deposit Account Contract.

How much does Automatic Overdraft Protection cost?

Automatic Overdraft Protection is available on Comerica personal checking accounts at no charge. This service allows us to link your Comerica personal savings/money market account or Comerica credit card issued by Elan Financial Services (subject to credit approval; Elan fees may apply) or Comerica Home Equity Line of Credit (restrictions apply) to pay items that may overdraw your account.

How do I order checks? Can I order checks online?

You can order checks online, over the phone or at any of our banking centers. Click here to order.

How can I protect against identity fraud?

Minimize your risk by managing your personal information wisely and cautiously:

FAQ Topics

General Topics

What types of Checking Accounts does Comerica offer?

Comerica offers a variety of checking account options to meet the diverse needs of our customers. We have accounts geared toward individuals, small business entrepreneurs, and large corporations. Check out our side-by-side comparisons to pick the type of account best suited for you and your needs.

Where should I mail deposits for my Comerica checking or savings account?

Comerica Bank
PO Box 2249
San Jose CA 95109-2249

Florida residents should mail their deposits to:
Comerica Bank
1675 North Military Trail, 6th Floor
Boca Raton FL 33486

What is my routing number?

Routing number vary by market. Click here for your routing number.

I have a question about my Direct Express Card.

How can I contact Comerica through email?

Customer Protection

How can I protect against identity fraud?

Minimize your risk by managing your personal information wisely and cautiously:

How do I know that my online transactions are secure?

Comerica uses Internet technology, supported by the outside companies with which we work, to make online banking secure and to protect your personal information. We always require an ID and password to access your accounts. You can also help maintain the security of your banking information by following the suggestions in the Individual Security Enhancements section. (Click on the Security link in our footer.)

How does indentity theft happen?

Identity theft occurs when someone obtains your personal information (Social Security Number, date of birth, etc.) and then uses it to fraudulently apply for credit or open a new bank account, seriously jeopardizing both your financial health and your credit standing.

How do phishers get someone's email address?

Threat actors use a variety of techniques to gather email addresses- websites, newsgroups, guesswork, and list trading.

How should I report a phishing attack?

What can I do to help prevent identity theft?

Visit our Fraud Center's "Common Fraud Scams" section for helpful tips. Click here.

What does Comerica do to protect me from identity theft?

Comerica has always placed a high priority on protecting the personal information you provide us. We are proud of the trust our customers have placed in us for more than 150 years. Comerica collects and uses personal information for business purposes and our commitment is to continue to protect your right to privacy, even beyond the laws and regulations that protect you.

What should I do if I have fallen for a phish?

Act immediately. Contact your bank and the companies you deal with and make them aware of the problem as well. Check your bank and credit card statements and contact any of the credit reporting agencies such as Experian®​​​​​​​​​​​​​​​​​​​​​​​​, Equifax®​​​​​​​​​​​​​​​​​​​​​​​​, or Transunion®​​​​​​​​​​​​​​​​​​​​​​​​ if appropriate (visit the Notify Credit Agencies page for more information). Change all of your online user names and passwords associated with your personal accounts.

Experian is a registered trademark of Experian Information Solutions, Inc. or its affiliates.
Equifax is a registered trademark of Equifax, Inc.
TransUnion is a registered trademark of TransUnion LLC.

What should I do if my identity has been stolen?

If you suspect that you are a victim of identity theft (e.g. you notice unauthorized transactions on your credit card or bank statements or responded to fraudulent e-mails), it is important to act as quickly as possible to minimize the damage to your finances and your credit standing. Contact your bank, credit card companies, and any of the three credit bureaus and make them aware of the problem. You only need to contact one of the three companies to place an alert. The credit bureau you call is required to contact the other two.

If you are a Comerica customer, take the following steps: Contact Comerica’s identity theft resources at 877-881-8955. This call will alert us of potential fraud and prompt us to close your account if needed.

What should I do if I receive a lottery "check" in the mail?

Do not send any money. Report it to the Postal Service.

Online Account Opening

What do I need to open an account online?

You will need the following to open an account online:

What kinds of accounts can I open online?

What do I need to provide to open an account online?

Comerica Web Banking

How do I log in to Comerica Web Banking?

From Comerica.com, select Log In from the upper right-hand corner and then enter your User ID and Password in the Comerica Web Banking section and click the Login button.

What is the fee for Comerica Web Banking?

There is no charge for Comerica Web Banking.

What are the minimum/recommended system requirements?

Operating System
Minimum: Windows 10 or Mac OSX10.14
Recommended: Use a supported and up to date Windows or Mac Operation System

Browser
Minimum: Edge, Chrome or Safari
Recommended: Use a supported and up to date Windows or Mac Browser

Windows and Internet Explorer are registered trademarks of Microsoft Corporation in the United States and other countries.
Macintosh, Mac, and Mac OS X are trademarks of Apple Inc., registered in the U.S. and other countries.

What if I need to upgrade my browser?

Go to your specific browser’s download site for upgrade information.

How do I setup Web Banking?

From the Comerica.com, select Log In from upper right-hand corner and then click Enroll and follow the prompts to complete set up.

Can I change my User ID and Password?

Yes, click the Self Service tab and select Change My Password/User ID.

How much account history is available?

The last 6 months of history is available to view on Comerica Web Banking. If you need additional history, the last 2 years of eStatements are also available.

What is the difference between Pending Transactions and Posted Transactions?

The transactions listed in the Pending Transactions section have been received by the bank, but have not posted to your account yet. Examples include direct deposits, electronic bill payments and debit card transactions. Transactions listed in the Posted Transactions section have been posted to your account.

Can I view images of my canceled checks and deposit slips?

Yes. Go to the Account History page and click the check icon that displays in the description field. An image of the front and back of the item will display in a separate window. Deposit slip images are not available for Statement Savings accounts or any deposits made through an ATM, Click&Capture Deposit® or lockbox.

Can I view images of the items included in my deposit?

No, only the actual deposit slip can be viewed.

Can I download images to my PC?

Right click (or control + click on Mac) on the image to save a copy.

What is the cutoff time for Comerica Web Banking funds transfers?

Funds Transfer cutoffs are as follows:
Transfers completed prior to 10:30 p.m. ET 9:00 p.m PT will be available the same business day.

Transfers completed after 10:30 p.m. ET 9:00 p.m. PT will be available the next business day. Some day transfers will be immediately available via the ATM.

How do I add more accounts to Comerica Web Banking?

For newly enrolled customers (after April 2020), eligible accounts will automatically be added to your account during the setup process. For existing customers (those who opened their Web Banking account, prior to 2020), click on the Self-Service tab, Add Account(s) to add additional eligible accounts to your Web Banking account.

Eligible accounts include Checking, Savings, MMIA/BMMA, CD, IRA, Home Equity Flexline(R) (HELOC), and Installment loan accounts. Accounts are typically available the next business day.

How quickly can I expect a response from Customer Service when I send an online Customer Service Request Form or a Product Request Form?

You can expect a response within 3 business days.

Can I use Comerica Web Banking with any financial management software packages?

Yes, you will be able to download account history to Quicken®, QuickBooks® and Microsoft Excel.

Quicken and QuickBooks is a trademark of Intuit, Inc., registered in the United States and other countries.
Microsoft and Excel are registered trademarks of Microsoft Corporation in the United States and/or other countries.

What accounts can I view using Comerica Web Banking?

Using Comerica Web Banking you are able to view accounts that you are a signer on.

Eligible accounts include Checking, Savings, MMIA/BMMA, CD, IRA, Home Equity Flexline(R) (HELOC), and Installment loan accounts. Accounts are typically available the next business day.

What information can I see about my accounts on my Comerica Web Banking?

Comerica Web Banking offers the ability to view your account balances, transaction history, account statements, transfer funds, the ability to send a Zelle ® payment and pay your bills.

Do you offer online banking?

Yes! Comerica offers Comerica Web Banking to view your accounts online.

Do you offer Mobile Banking?

Yes! Mobile Banking is available as part of your enrollment within Web Banking. You can download the Mobile Banking app in the Apple App Store or Google Play Store.

Can I make deposits through my Mobile Phone?

Yes! Comerica offers Click&Capture Deposit® when you sign up for Mobile Banking.

How will I know when my eStatement is available?

An email notification is sent to the email address on file when a new eStatement is available.

How do I change my account nickname?

Log into Comerica Web Banking. Choose Self Service, and click on Manage Account Preferences under the Preferences section.

How do I change my Security Questions?

Log into Comerica Web Banking. Choose Self Service, then click on Manage Security Questions and Answers under the Preferences section.

How do I change or cancel my scheduled Bill Payment?

Log into Comerica Web Banking. Choose Bill Pay, then cancel or change the payment.

How can I change my Online ID and Password?

You can change your Online ID and Password by logging into Comerica Web Banking. Choose Self Service, and then click on Change my Password/User ID under the Preferences section.

How can I reset my Comerica Web Banking password?

You can reset your Comerica Web Banking password by clicking the ‘Forgot Password?’ link on the Comerica Web Banking log in page.

How do I turn off Paper Statements?

Log into Comerica Web Banking, select eStatement at the top, and then choose Stop Paper toggle.

How do I sign up for Comerica Web Banking?

Call Customer Service at 888-444-9876

Do you offer the use of Quicken® or QuickBooks® with Comerica Web Banking?

Comerica Web Bill Pay

What is the fee for Comerica Web Bill Pay?

There is no monthly fee for Personal customers who want to use Web Bill Pay.

For Small Business customers, it is $6.95 per month with the first 12 months at no change.

How do I cancel Comerica Web Bill Pay?

Service cancellation of Comerica Web Bill Pay can be done by either sending a message through the Message Center with Web Banking or by contacting Customer Service at 888-444-9876.

Before you cancel your service, please note the following:
Scheduled payments, including Auto Payments, are not paid.
Payments in process are paid.

Wait until all of your scheduled payments are processed before you cancel your service. If you let your scheduled payments process, then you won't have any outstanding payments that you can't view or inquire about after you cancel.

Your billers are notified to stop sending e-bills. Processing may take a few days; so until you begin receiving paper bills, please contact the payee directly about your payment amount and payment due date.

If you decide to use Comerica Web Bill Pay again, you will have to re-enroll.

How secure is my bill payment and personal information?

Comerica Web Bill Pay uses several methods to ensure that your information is secure:
TLS(Transaport Layer Encryption), which ensures that your connection and information are secure from outside inspection.
Encryption: Comerica Web Bill Pay uses 256-bit encryption to make your information unreadable as it passes over the Internet.
Automatic Sign Out: In addition, Comerica Web Bill Pay automatically signs you out of a session if you are inactive for a predefined number of minutes (usually ten minutes). It is best if you sign out immediately after you are finished scheduling and making payments.

ATM/Debit Card

Why do some merchants require PINs for purchasing, instead of signature, or vice versa?

Every merchant is allowed to setup their terminal under their own guidelines. Regardless of transaction processing (i.e. PIN or signature purchase), your primary checking account linked to your card will still be debited. Remember, a PIN transaction is more secure because only you know your PIN.

What if I forget my debit card or ATM card PIN?

For a Mastercard Debit Card or ATM Card, call 800-572-6620 or 734-632-5181 from outside the U.S..

How can I activate my debit card?

Call 844-253-3042 to activate your card. If traveling internationally: call 844-253-3042 or 646-817-9542 from outside the U.S.

What if I lose my debit card or it is stolen?

Call 800-572-6620 right away to report your card lost. Assistance for lost or stolen cards is available 24/7. From outside the U.S., call 734-632-5181.

I’m planning to use my Debit or ATM card while traveling (domestically or internationally) Should I notify you of my travel plans?

Yes, contact our Card Service team at 800-572-6620 to add travel notes to your Comerica Debit/ATM card while traveling domestically or internationally. You may also Send a Message within Comerica Web Banking® This will reduce the chance that your card activity will be interrupted while traveling.

How can I request a debit card?

If you already have a Comerica checking or savings account.
Call 800-572-6620 to open a card over the phone
OR
Visit your local banking center.

Does my debit card have a daily purchase/withdrawal limit?

Yes. This will depend on the type of checking or savings account you have linked to your card. The Daily Purchase and Withdrawal Limits Table can be found in Section 7 of the Business and Personal Deposit Account Contract. Visit your local banking center to discuss your options or contact our Card Service team at 800-572-6620.

Is it possible to increase the limit on my ATM or debit card so I can make a large purchase?

Yes. Please contact our Card Service team at 800-572-6620.

What is the maximum amount of money I can withdraw from an ATM?

This will depend on the type of checking or savings account you have linked to your card. The Daily Purchase and Withdrawal Limits Table can be found in Section 7 of the Business and Personal Deposit Account Contract.

Call Customer Service at 800-572-6620

Are there fees for using a non-Comerica ATM?

This will depend on the type of checking or savings account you have linked to your card.

Please refer to the Personal Service and Charges Brochure and Business Account Service Charges and Interest Information for additional fee information.

For some, withdrawals and transfers from ATMs at other financial institutions are assessed a fee. You may also be charged a fee by the ATM operator or any network used.

What if the ATM does not return my card or I leave my card in the ATM?

Visit your local banking center or

Call Customer Service at 800-572-6620

How do I change my ATM or debit card PIN (Personal Identification Number)?

For a Mastercard Debit Card or ATM , call 800-572-6620 or 734-632-5181 from outside the U.S.

I see purchases on my account statement that I did not make. What should I do?

Contact our Card Service team at 800-572-6620 right away to report the problem; our team will close your card to prevent any further fraudulent transactions. This service is available 24/7.

Why is there a pending transaction on my account?

When you use your card, an authorization first verifies that you have sufficient funds in your account to cover the transaction. Then, when the transaction is approved, a hold or a temporary authorization is placed on the funds in your account. The hold instantly reduces the amount you can spend on your card, to prevent overdrafts. The amount that is left available for spending is called your available balance.

Hotels, restaurants and car rental agencies may place a temporary authorization or hold that is an estimate of the final bill. This policy is imposed by some merchants, not by Comerica. When the transaction posts to your account, the merchant will only take the exact amount of the purchase. Restaurant purchases usually match the correct amount in a day or two. For hotels and car rentals, the merchant is expected to finalize the posting within 6 days from the date of the transaction.